Thinking about buying your first home? Here’s what you need to bring when you go to get pre-approved for a mortgage. I’m not an expert, just looking it up for my son and sharing for you to relax with. ✔️ Go to 2–3 lenders to compare rates ✔️ Pre-approval usually lasts 60–90 days ✔️ Have these things ready: — Income: recent pay stubs, W-2s, 1099s — Debt: credit card balances, car or personal loans — Assets: checking/savings, Roth IRA, CDs, brokerage — Social Security number: for a credit check (620+ score is a good start) This video is softly spoken and meant to help you feel a little more confident and prepared. 🏡✨ #firsttimehomebuyer #mortgagepreapproval #softspoken #nofrillsasmr #financialasmr #homebuyingtips
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